Bruce Coughlin

Benefit Services Incorporated

Benefit Services Incorporated is an independent employee benefit broker. We specialize in hands-on personalized service, offering concierge level attention that only a small local firm can effectively provide. We partner with our clients to proactively develop customized innovative solutions to all their benefits, compensation and compliance needs. At Benefit Services Incorporated, our mission is to exceed our clients' expectations when it comes to service, administration, and industry knowledge. While we specialize in hands-on personalized service, our staff of highly skilled Broker/Consultants possess diverse areas of expertise and can therefore provide our clients with the most comprehensive resources available. We navigate our clients through the often arduous task of establishing and maintaining viable employee benefit programs using both short term and long term strategies. By negotiating the best possible rates, terms and conditions for each plan year, we can help you develop the benefit program that best meets your organization's goals, including attracting and retaining top quality employee talent – and staying within a desired budget. Consulting Services include: Full market tests for all lines of coverage Strategic planning to establish short and long range goals Assisting in implementation of insurance programs Feasibility studies for Self-Funding funding arrangements Review of group contracts, plan documents, certificates and booklets Assisting with day-to-day problem-solving; liaison between client and vendors Assisting in the development of employee communications Renewal negotiations Mergers/Acquisitions: impact study; financial projects; assistance with plan terminations Legislative/Regulatory Guidance