Elisa Gramaglia

PerMicro

PerMicro, founded in 2007 in Torino (Italy), is the first Italian institution in terms of number of granted microcredits and disbursed amount. Today PerMicro is present in 15 Italian regions with 23 branches and it counts 70 employees. PerMicro is one of the microfinance's pioneers in Western Europe. The institution is very active in the national and international scene: it is one of the founders of Rete Italiana degli operatori di Microfinanza (RITMI), the Italian association of microfinance institutions; moreover, it is an active member of European Microfinance Network (EMN). In 2015, PerMicro was chosen among the six best microcredit institutes in Europe to be part of the guarantee fund from European Investment Fund (FEI) financed by the European Community (Employment and Social Innovation Programme).