Fred Schmid

Acclivity Financial

Acclivity Financial, a subsidiary of Citizens Bank, is a preferred nationwide lender*. We focus exclusively on customized lending solutions for small businesses all over the US. Our lenders pride themselves on providing small businesses and entrepreneurs with financing options, payment terms and amortizations that make sense for them. In short, our small business focus allows us to dedicate the time to truly understand your business and serve as your lending partner. *Acclivity Financial, LLC is a subsidiary of Citizens Bank, Elizabethton, TN. Loans are made by Citizens Bank. Citizens Bank is an approved nationwide Preferred Lender with the Small Business Administration (SBA). Loans are subject to credit review and approval.