Manjit Ahluwalia

PUNJAB & SIND BANK

VISION & MISSION Corporate Vision We envision to emerge as a strong vibrant Bank through synchronization of the human, financial and technological resources. Corporate Mission To put in place the effective Risk Management and Internal Control Systems. To adopt and operationalise high-level technology standards. To strive to achieve excellence in Customer Service. To achieve the highest standards of transparency and accountability in the conduct of banking business. To adopt professional approach in effectively managing financial as well as non-financial risks. To maximize profitability and profits of the Bank with due compliance of prudential guidelines. To maximize competitive risk adjusted return on capital, through planned reduction in the average cost of funds, increased yield on advances and investments besides reduction in cost of operations