Melanie Randall

HJP Chartered Financial Planners

We are a friendly, Dorking-based firm which offers advice in a simple and jargon-free way. We believe in building trusted, long-term relationships to empower you to make better decisions with your finances – both for you and your loved ones. Financial advice is not a one-off transaction, and we understand that ambitions, plans and attitudes towards risk are not universal and can change over time. We offer personal advice for anyone seeking to: - Build a more secure future for yourselves and your loved ones - Protect your family both now and in the future - Plan a retirement you can look forward to and enjoy - Ensure you make the most of tax allowances available We have a group of advisers with a full range of expertise, including investment planning, trust & estate planning, pension planning, mortgages, long-term care planning and protection planning. We also help business owners achieve their financial freedom more efficiently. As Chartered Financial Planners, we have satisfied rigorous criteria by retaining highly qualified staff who subscribe to the membership conditions of the CII, the industry's gold standard for firms of financial planners. Your home may be repossessed if you do not keep up repayments on your mortgage. Taxation rules can change at any time and are dependent on individual circumstances. Trusts are not regulated by the Financial Conduct Authority. HJP Chartered Financial planners is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. HJP Chartered Financial planners is a trading name of HJP Wealth Management Limited SJP Approved 30/11/2022