Pat Welker

Universal Financial Group

Whether you are saving for retirement or your children's education, the amount of tax you have to pay can have a dramatic result on the account balance. We offer a tax deferred-tax and free withdraw program that will increase your income by 25-40% Providing access to innovative investment ideas and opportunities Creating and implementing long-term asset allocation within the context of each client's particular risk tolerance Developing customized investment strategies estate preservation, maximize charitable giving and complex business solutions