Paul Fernandez

TCG Consulting

TCG Consulting, a JPMorgan Chase Company is the global leader for strategic advisory and management services – helping organizations transform, integrate, and optimize Travel, Meetings, Payment, and Expense (TMPE). Our client-centric and scalable delivery are fulfilled through three global practices: Travel Management Services (TMS), Payment & Spend Optimization (PSO), and Expense & Invoice (E&I). TCG's industry-leading and greatest client-centric value differentiation is provided through our proprietary Total Cost of Ownership for Travel, Meetings, Payment & Expense (TCO-TMPE®) approach to program strategy and management. Organizational adoption results in Spend Under Management (SUM) are based on all sources of program cost and yield unmatched savings, user and revenue opportunities – while retaining scalable alignment with broader company Strategic Imperatives (SI's). TCG has successfully delivered over 1600+ engagements across 163 countries and has a representative $27B in client total cost of ownership spend under management. TCG's global headquarters is located in Charlotte, NC (NORAM) with regional offices is New York and Houston, TX plus regional head offices in London (EMEA), Hong Kong (APAC), and Costa Rica (LATAM), and a Global Business Service Center (GBSC) in Makati City, Philippines.