Pradeep Bhardwaj

Utkarsh Small Finance Bank

Utkarsh Small Finance Bank is a proud solitary Small Finance Bank from Varanasi. Established in 2009 with the mission to empower the low-income group financially, it has reached to new heights today. The objective of our bank is 'Ummeed'​ - giving hope to customers for fulfilling their dreams and needs. Over the years, we have extended our services to 112 Districts of 11 States. Today we boast a Customer Base of more than 15 Lakh satisfied customers with 400 Banking Outlets. In today's time where technology is reshaping the world, we aim to encourage people excluded from the formal banking sector until now to start banking with our affordable and accessible banking services. Our focus is to provide services that are process centric, technology enabled and people oriented resulting in reliable, scalable and sustainable institution facilitating socioeconomic change. We also have an initiative called Utkarsh Welfare Foundation which works in the areas of Financial Literacy and Inclusion apart from Health Initiatives. Our efforts have been acknowledged with Skoch (Gold) -2016 Award for Inclusive Insurance, CIMSME's MSME Banking Excellence Award, Mix STAR (Socially Transparent And Responsible) Award and Microfinance India Organisation of the Year (Small and Medium Category) Award in 2011. To help become the most trusted financial service provider, our honourable Prime Minister Narendra Modi launched Full Banking Services on 22nd September 2017.