Sakshi Makhija

RupeePower

RupeePower's lending tech product has enabled the disbursal of INR 60,000 crore (~USD 8 bn) in consumer credit across personal loans, credit cards, micro credit, auto loans and home loans. The product is used by large lenders in India like Standard Chartered, Kotak Mahindra, RBL Bank, SBI, Bandhan Bank, Yes Bank, AU SFB, Ujjivan SFB, Mahindra Finance, Fullerton, PNB HFL to originate consumer credit over online & physical channels. We enable incumbent lenders & card issuers to transform into digital players without compromising on credit quality. The stack for consumer loans (API led origination, data driven instant decisions, AI powered digital KYC) combines traditional insights into credit with digital origination & data driven insights. Our product powers customer acquisition, credit assessment, KYC & loan processing across credit products - personal loans, credit cards, auto loans, SME loans, small housing loans. The platform marries real-time credit decisioning, fraud detection & digital KYC with sales & underwriting workflows, while exposing these services to lenders' sales, digital & banking channels via APIs, mobile apps & microsites.