Savvas Karaolis

T. Rowe Price

T. Rowe Price is an asset management firm focused on delivering global investment management excellence and retirement services that investors can rely on—now, and over the long term. Headquartered in Baltimore, Maryland, we provide an array of mutual funds, subadvisory services, separate account management, recordkeeping, and related services for individuals, advisors, institutions, and retirement plan sponsors. At T. Rowe Price, we believe in strategic investing. It has guided how we do business for more than 80 years, and it's driven by independent thinking and rigorous research. So our clients can be confident that we'll strive to select the right investments as we help them achieve their objectives. Strategic investing means that we don't stop at surfacelevel analysis. Instead, we go beyond the numbers. Our investment professionals travel the world, visiting the companies they evaluate. It's this passion for exploration and understanding that has helped inform better decision-making and prudent risk management for our clients since its founding by Thomas Rowe Price Jr. in 1937. For House Rules, visit: http://trowe.com/2ECZKjf Intended for US audiences. Download a prospectus for any T. Rowe Price mutual fund, which includes investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing: http://individual.troweprice.com/public/Retail/MutualFunds/hProspectuses&Reports/Prospectuses-&-Reports. Please remember all investments are subject to market risk, including the possible loss of principal and past performance cannot guarantee future results. T. Rowe Price Investment Services, Inc., Distributor, T. Rowe Price Mutual Funds