Stephen Smith

Safe Harbor Equity

Since our formation in 2005, Safe Harbor Equity has been acquiring and managing non-performing commercial and residential mortgage loans, defaulted debt instruments, and distressed real estate assets. Our sophisticated analytical techniques, as well as our experience dealing with the complexity of distressed opportunities, differentiates our approach and gives us the competitive edge in maximizing returns to our investors in highly volatile and changing markets. Our founder, Ralph Serrano, has several decades of private and professional experience in the South Florida real estate market. He leads a team of experts with more than 50 years of combined real estate and distressed debt transaction experience, as well as extensive reserves of institutional and practical knowledge. The Safe Harbor Equity team is committed to delivering above-market returns on investment for its sophisticated clientele and providing extensive, high-touch support through its proprietary investor servicing platform. Over the past decade-plus, Ralph Serrano and the Safe Harbor Equity team have overseen and executed hundreds of individual transactions. We're proud to offer a variety of investment opportunities in the distressed debt market through a variety of bespoke structures. Our clients trust us to act as principal or intermediary as needs dictate vis-a-vis managed accounts, participations, joint ventures, partnerships, and other structures. Our team employs wholly proprietary analytical techniques to evaluate distressed assets and identify opportunities likely to provide above-market investor returns in a variety of macro- and micro-economic environments. Led by Ralph Serrano, our proprietary deal flow is built on a broad professional network that draws from diverse corners of Florida's real estate and financial industries — a network that we look forward to growing in the years to come. For information about Safe Harbor Equity, please visit our website at safeharborequity.com.