Tom Kesterson

Palm Harbor Homes

Based in Dallas, Texas, Palm Harbor Homes is one of the nation's largest marketers of factory-built homes. Palm Harbor builds, sells, finances and insures the best built manufactured homes available today. Palm Harbor is part of the family of construction services companies owned by Cavco Industries, Inc. (NASDAQ: CVCO) in Phoenix, Arizona. Palm Harbor sells its homes through company-owned superstores and independent retailers. Commercial modular development for work force housing, hospitality, medical, retail, office, dormitories and more is available through PHN Commercial. Cavco's insurance subsidiary, Standard Casualty, offers a wide range of insurance packages with a specialty in manufactured homes. Palm Harbor's Nationwide Homes subsidiary builds high-quality modular homes. And CountryPlace Mortgage, Cavco's finance subsidiary, offers a variety of financing options to suit any home buyer.