Jose Ruiz

BNP Paribas Cardif

BNP Paribas Cardif plays an essential role in the lives of its policyholder clients, providing them with savings and protection solutions that let them realize their goals while protecting themselves from unforeseen events. We create solutions with almost 500 partner distributors in a variety of sectors. With a presence in more than 30 countries and strong positions in three regions – Europe, Asia and Latin America – BNP Paribas Cardif is a global specialist in personal i#nsurance and a major contributor to financing for the real economy with nearly 8,000 employees worldwide.