Juan Alarcon

IMC Brokers

IMC Brokers is a boutique firm. Dedicated to the Insurance Advisory for corporations: 1) Physical Goods. 2) People (Employee Benefits) Focus: Structure tailor made solutions (benefit programs) for companies and its employees. Services Offered by IMC. General. 1) Assessment of the current insurance program; coverage-premium improvement/ new market release/ coverage complement/ under-over insurance. 2) Coverage tender in the local market (including analysis and recommendations) and pool agreement for international companies (Life & Health). 3) Policy Management during the coverage period. 4) Evaluation and Preparation of renewal conditions. Specific. 1) Technical evaluation (quarterly) in Life and Health coverage for Human Resource areas. 2) Adjustment and maximization of Isapre/Fonasa health coverage (compulsory health system under the Chilean Law) v/s group health insurance. 3) In-site service executives to assist claims in coordination with Human Resource/Administrative areas. 4) Coverage protection (optional) in excess of UF 60 in case of medical leave. Other. 1) Design and implementation of Special/Specific risks depending on the client's need. 2) Commercialization and Management of voluntary insurance for clients with big data bases (massive). 3) Evaluation and Inclusion of Assists (Travel, Legal, Other) depending on the type of risk. 4) Design and Implementation of the Distribution Program for company's employees. 5) On-Line reimbursement for Ambulatory Drugs/ Medical Consultancy/ Procedures and other in agreement. 6) Action Plans to prevent illness and other (nutrition). 7) Design and implementation of operational protocol and program launch with the Insurance Company.