Migdaliz Bernier

Federal Housing Administration and HUD Office of Housing

The U.S. Department of Housing and Urban Development's Office of Housing plays a vital role for the nation's homebuyers, homeowners, renters, and communities through its nationally administered programs. The Office of Housing includes the Federal Housing Administration (FHA) one of the largest mortgage insurers in the world with an active insurance portfolio of over $1.3 trillion for mortgages on single family and multifamily properties and healthcare facilities. The Office also: -Administers HUD's Manufactured Housing program, which oversees federal standards for the design and construction of manufactured homes across the country; -Encourages recapitalization of the nation's aging affordable housing stock through programs such as the Rental Assistance Demonstration; -Manages HUD's Multifamily Project-Based Rental Assistance and other rental assistance programs, which provide support for low and very low income households; -Supports Section 202 Housing for the Elderly and Section 811 Housing for Persons with Disabilities programs, which provide affordable housing for some of the nation's most vulnerable populations; -Facilitates housing counseling assistance through HUD's Office of Housing Counseling; and -Executes robust asset sale programs to facilitate participation by mission-oriented non-profit organizations and units of local government.