Raghavendra Jadhav

TVS Credit Services Ltd.

From the largest cities to the smallest villages, India is filled with ambition and enterprise. As Indians from all walks of life set out to write their growth story, our timely and affordable credit empowers them to bring their dreams alive. As part of the $8.5 billion TVS Group, we empower Indians from various socio-economic backgrounds with financial products that serve their needs. In doing so, we further the cause of financial inclusion. Our two-wheeler, used car, three-wheeler, and tractor loans are designed for Indians in small towns and the rural heartland, for our nation's growth is powered by their prosperity. Our foray into the used commercial vehicle, business loans and consumer durable finance is yet another step in this direction. Our entrepreneurial culture, which inspires us to deliver our best, has given rise to initiatives as TEDDI, a framework to implement innovative ideas, and GURU, a mentorship programme to help new employees deliver excellence from day one. With over 10 million customers and a long-term CRISIL rating of AA (Stable), our growth is built on firm foundations. We have won several awards, including the Economic Times best BFSI Brands 2021, NBFC Leadership Award at the 8th NBFC Tech Summit, Flame Awards for the Best use of Social Media and Best CSR Campaign, and ACEF- Asian Leaders award for the most innovative use of HR Technology. 2010: We began operations with our Two Wheeler Loans 2010-11: Our book size grows to Rs.100 Crore 2012-13: Our book size grows to Rs.1000 Crore. We begin financing Used Cars and Tractors 2014-15: We reach the milestone of 1 million customers and begin financing Used Tractors 2016-17: We welcome our 2 millionth customer 2017-18: Our book size exceeds Rs.6000 crore. We launch our Consumer Durable loans 2018-19: We begin financing Used Commercial Vehicles Loans and Business Loans 2020: We launched Retailer Loans and the InstaCard Programme 2022: Book size crossed Rs.13911 Crore