Ruth Gamble

PHH Mortgage

PHH Mortgage, a subsidiary of Ocwen Financial Corporation (NYSE: OCN), is one of the largest servicers of residential mortgages in the United States. PHH Mortgage offers industry-leading mortgage solutions for the entire mortgage lifecycle including correspondent lending, MSR/Co-Issue, subservicing, commercial servicing, reverse mortgages and portfolio retention. For over 30 years, PHH Mortgage has maintained our commitment to offering innovative servicing and lending solutions to our customers while providing an unwavering dedication to customer service, and ethical and responsible practices. We strive to uphold this commitment and remain a dependable presence in an ever-changing mortgage environment, fostering our clients' success in today's complex marketplace. PHH was awarded Freddie Mac's Gold Servicer Honors and Rewards Program (SHARP) award in the top tier servicing group and Fannie Mae's Servicer Total Achievement and Rewards (START) performer recognition for General Servicing, Solution Delivery and Timeline Management, and is a HUD Tier 1 servicer.