Shibu Chacko

ESAF Microfinance and Investments Pvt.Ltd

ESAF Microfinance & Investments (P) Ltd (EMFIL) is a Microfinance Institution promoted by the promoters of ESAF (Evangelical Social Action Forum), which is a leading NGO engaged in SHG Promotion, microfinance and other community Development Initiatives. Evangelical Social Action Forum (ESAF) was established in 1992 by Mr. K Paul Thomas, along with his friends who shared the objective of working for the poor and the marginalized sections of the society. The NGO-MFI is registered as a society under the 12th Travancore Cochin Literal and Scientific Charitable Societies Act of 1955. ESAF has built its knowledge and expertise in the Indian microfinance sector since its inception. ESAF's objective is to create opportunities for identifying and developing the people's ability by undertaking various developmental activities. These include micro enterprises development, human resource development, community development, rehabilitation, natural resource management and dvocacy. ESAF started its Micro Enterprise Development programmes in 1995 in three villages of Thrissur district with the funding support of EFICOR, a Delhi based NGO. The programme expanded to the coastal areas of Thrissur in 1998 after receiving a seed capital project from Grameen Trust - Dhaka. Within short span of time, the Society became a major microfinance institution in the country. Presently Company is having 100 Branches spread accorss 26 districts in 5 states in India serving more than 250000 below income families. Company has disbursed more than 5000 Million Indian Rupees as life changing loans to elow income women