Tom McLaughlin

Georgia Bank and Trust

Founded in 1989 and based in Augusta, Georgia, Southeastern Bank Financial Corporation is a one-bank holding company with approximately $1.6 billion in assets as of September 30, 2011. The company's subsidiary, Georgia Bank & Trust Company operates as a community bank with five full service branches in Augusta-Richmond County Georgia, four in Columbia County, Georgia and three in Aiken County, South Carolina. The Bank offers Wealth Management products through retail investment advisors and operates the only local Trust Department in its markets. The Bank also operates mortgage origination offices in Augusta and Savannah, Georgia. The corporate offices are located at 3530 Wheeler Road, Augusta, Georgia, 30909 and it securities are listed on the OTC bulletin board exchange under the symbol SBFC.