Tom Wyss

Affinity Group Underwriters

Affinity Group Underwriters (AGU) conceives, develops and manages life and health insurance member benefit programs for sponsoring associations, affinity groups and employers. We are a partner and a resource for brokers, third-party administrators and insurance companies entering or expanding in the group life and health insurance markets. The sponsors we serve include: • professional associations; • trade associations; • common-interest communities; • financial, retail and government entities; and • employers. Our twin objectives are to deliver: • For the sponsor, superior value for members that helps the organization enhance their membership value proposition; and • For the underwriter, results that exceed agreed growth and profit expectations. We offer experience and expertise in: • Life and health insurance program development; • Group and individual underwriting; • Pricing and actuarial support; • Drafting policy language; • Regulatory filing and compliance; • Marketing - both traditional direct response and new media; • Premium administration; • Policyholder service; • Commission payment; and • Claims administration.