Tonia Force

Emerging Markets

We combine our actuarial expertise and our love for Human Centred Research and Design to create inclusive insurance solutions for the underserved in the continent. We believe that it is only by uncovering the hidden data & insights within the more than 90% uninsured in Africa, can we then truly scale inclusive insurance to the people who need it the most. We work in collaboration with Insurtechs, Insurers, International Development Organisations/Agencies, Healthcare organisations, NGOs, Governments, Mass Market Aggregators etc to carry out research and design inclusive insurance solutions for those with little or no access to the protection that insurance offers. Most of our end-consumers are first-time users of insurance through our different projects that we are working on across Africa.