专业卖家保险要求

在亚马逊上销售商品的专业卖家必须提供商业综合责任险的证明。此保险由卖家自费投保，每次事故保额总计为 1,000,000 美元，且必须涵盖亚马逊服务商业解决方案协议中规定的商品责任、身体或人身伤害、财产损失和其他要求。保险必须表明“Amazon.com, Inc. 及其附属公司和代理人”为附加受保人。

专业卖家保险的要求一览

保险凭单必须：

• 是原始文件。

• 包含附加受保人背书。

• 列出所给凭单涵括的所有专业卖家子公司或 DBA。

• 至少提前 30 天提供取消、修改或不续约通知。

• 显示《A.M. 最佳财产事故保险指南》中所列的完整承保人姓名。

• 完整且签署姓名。

请注意：不接受使用活页夹。

您必须投保商业综合责任险 (CGL)、伞护式责任保险和/或超额责任保险，保额上限为：

• 每次事故 1,000,000 美元，商品和完工责任合计 1,000,000 美元，且总计 1,000,000 美元。此类保险必须涵盖商品责任、商品/完工责任、身体或人身伤害、广义的财产损失和广义的合同投保范围。

您也可以投保商业综合责任险和伞护式责任保险，以及/或超额责任保险的任意组合来满足保险限制。

必要的附加受保人措辞必须如下所示：

"Amazon.com, Inc., its affiliates and assignees
  are additional insureds, as their interests may appear"

请将凭单邮寄至以下地址：

Amazon.com Attn: Risk Management P.O. Box 81226 Seattle, WA 98108-1226或者发送电子邮件至：coi@amazon.com

如需保险要求的完整列表，请参阅亚马逊服务商业解决方案协议。

 亚马逊官网原文详情：

Pro Merchant Insurance Requirements

Pro Merchants who sell on Amazon must provide proof of Commercial General Liability insurance. This insurance, obtained at the merchant's expense, shall cover up to $1,000,000 per occurrence and in the aggregate and must include product liability, bodily injury, or personal injury, property damage, and other requirements as stated in the Amazon Services Business Solutions Agreement. The insurance must indicate that "Amazon.com, Inc., and its affiliates and assignees" are added as additional insureds.

Summary of Requirements for Pro Merchant Insurance

The Certificate of Insurance must:

• Be an original document.

• Contain an Additional Insured Endorsement.

• List all Pro Merchants' subsidiaries or DBAs covered by the certificate provided.

• Provide at least 30 days' notice of cancellation, modification, or non-renewal.

• Show complete insurance carrier names as listed in the A.M. Best Property & Casualty Guide.

• Be completed in its entirety and signed.

Please note: Binders are not acceptable.

You must have Commercial General Liability (CGL), Umbrella and/or Excess Liability Insurance coverage with limits of not less than:

• $1,000,000 per occurrence, $1,000,000 in the aggregate for products and completed operations, and $1,000,000 in the general aggregate. Such insurance must include products liability, products/completed operations, bodily injury, personal injury, broad form property damage and broad form contractual coverage.

You may also satisfy the insurance limits by using any combination of Commercial General Liability and Umbrella and/or Excess Liability insurance.

The required Additional Insured wording must be as follows:

"Amazon.com, Inc., its affiliates and assignees
  are additional insureds, as their interests may appear"

Please mail certificates to the following address:

Amazon.com Attn: Risk Management P.O. Box 81226 Seattle, WA 98108-1226Or by email: coi@amazon.com

For a complete list of the insurance requirements, please see the Amazon Services Business Solutions Agreement.

 文章来源：亚马逊官方网站  

（本文内容根据网络资料整理和来自用户投稿，出于传递更多信息之目的，不代表本站其观点和立场。本站不具备任何原创保护和所有权，也不对其真实性、可靠性承担任何法律责任，特此声明！）

常见问答(FQAS)

亚马逊专业卖家保险主要包括产品责任险和商业总责任险两部分内容,可以为卖家的商品在存储、运输和使用过程中可能面临的法律风险提供保障。

要购买亚马逊专业卖家保险,卖家必需是注册在亚马逊上的专业卖家,在最近12个月内至少完成10笔销售,且累计销售额达到5000美元。此外,卖家中的商品种类不能超过50种。

亚马逊专业卖家保险默认购买周期为12个月。用户可以按月或按年提前续期。但不能提前终止或者更改保险范围。

亚马逊专业卖家保险主要能覆盖由于商品本身质量问题引起的产品责任纠纷,以及用户使用过程中可能发生的人身伤亡事故。但不涵盖因违反版权、商标争议以及网络欺诈等问题造成的法律后果。